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If you are ready to reorder your checks just click 
the icon or call 1.800.355.8123, 24 hours-a-day, 
seven days-a-week with Check Reorder Express.

Classic Checking

Click here for a checking account application

Our No-Fee Classic Checking Account has been listed by Nerdwallet, an online personal finance search site, as an alternative to the fee based checking accounts offered by banks. Click here to read the full article. Sign up today for our No-Fee Classic Checking account and you can enjoy the many great benefits including:

  • No minimum balance
  • No monthly fees or service charges
  • Overdraft Protection
  • Direct Deposit or Payroll Deduction
  • ATM access to your funds 24 hours-a-day at NYCE and Cirrus ATMs
  • MasterMoney Debit Card for Point-of-Sale transactions at merchants across the USA, Canada and 60 other countries
  • Passport – free 24-hour automated telephone access to your accounts
  • Member Link – free Internet Home Banking
  • Bill Payer Service – free
  • Online check imaging
  • Unlimited check writing privileges

Make the Switch today!

Ask for your Switch Kit today to help transition to Hartford Federal’s No-Fee Classic Checking Account. The Switch Kit includes just a few simple forms to open your new Classic Checking Account, close your old accounts and transfer payroll deductions and any automatic payments. Request your Switch Kit at any of our offices or by calling 860·527·6663.

2nd Chance Checking

2nd Chance Checking is designed to assist members who are unable to qualify for Hartford Federal's Classic Checking. Similar to the Classic Checking, 2nd Chance Checking offers the convenience of:

  • No minimum balance
  • Overdraft Protection
  • Direct Deposit or Payroll Deduction
  • ATM access to your funds 24 hours-a-day at NYCE and Cirrus ATMs
  • MasterMoney Debit Card (available with direct deposit) for Point-of-Sale transactions at merchants across the USA, Canada and 60 other countries
  • Passport – free 24-hour automated telephone access to your accounts
  • Member Link – free Internet Home Banking
  • Bill Payer Service – free
  • Online check imaging
  • Unlimited check writing privileges

There is a $5 monthly fee for 2nd Chance Checking accounts. After a period of responsible use members are able to transition to a Classic Checking.  Contact a Member Service Representative to learn more about the benefits of 2nd Chance Checking and to determine if you qualify.

Prestige Account

This premier account is designed for value-conscious members who want to save on fees, and benefit more from our services. You’ll enjoy the same great services offered with the No-Fee Classic Checking and much more! Simply maintain a daily minimum balance of $5,000 in combined share accounts (excluding Share Certificates) and have a share draft checking account and you’ll receive:

  • A free financial plan by PBI Financial Group, LLC
  • Prime Rate minus 1% on all new and existing Home Equity Lines of Credit (subject to a 3% minimum rate) 
  • 1% Discount on all future non-promotional rate Personal Loans
  • .25% Discount on all future non-promotional rate Auto Loans
  • .25% Premium on non-promotional Share Certificates
  • Free Bill Payer and Member Link
  • Five foreign ATM/Point of Sale transactions each month at NO charge
  • Free standard printed checks (up to two boxes per calendar year)
  • Unlimited check writing privileges
  • Online check imaging at no charge

*Accounts with balances that fall below $5,000 during a particular month will incur a $15 fee.

MasterMoney Debit Card

With the HFCU MasterMoney Debit Card, you can enjoy a whole new level of shopping and ATM convenience. You can pay for your purchases without cash, checks, or credit cards (up to $2,000 daily). At the same time, you'll have quick and easy access to your funds (up to $500 daily) from your checking and main share savings accounts. All with one amazing card!

Click here for a debit card application