Fees
(Effective February 15, 2013)
Money Order $3.00
Official Check $3.00
Certified Check $15.00
Domestic wire transfer - outgoing $20.00
International wire transfer - outgoing $40.00
Incoming wire transfter $10.00
Premature withdrawal or closing of holiday account $10.00
Reopening of an account within 12 month period from closure

$10.00

Closing a main share account within 3 months of opening $20.00
Photocopy of statement or check $5.00
Undeliverable statement $5.00
Stop payment $20.00
Stop payment of an official check or money order $25.00
Automatic transfer (savings overdraft protection) $10.00
Check handling fee $5.00
Returned deposited check $15.00
Insufficient funds or Courtesy Pay  $34.00
Research or account reconciliation $20.00 per hour
Processing levies, garnishments, executions, subpoenas and escheatments $50.00
Processing subordinations $100.00
Major account reconstruction (1 hour +) $25.00 per hour
Non-HFCU ATM withdrawal or transfer $1.00
Non-HFCU ATM balance inquiry $.50
ATM P.O.S. withdrawal $.25
ATM insufficient funds $.75
ATM P.O.S. insufficient funds $.25
ATM/Debit Card replacement $10.00
Main Share below $50 $5.00 per month
Dormant account fee $5.00 per month
Prestige account (if combined non-certificate share balances below $5,000) $15.00 per month
Business Checking Accounts (if checking balance is below $5,000) $10.00 per month
2nd Chance Checking Fee $5.00 per month 
Inactive Bill Payer Fee (no activity during month) $5.00 per month
All fees are subject to change