Auto Loan Rates Have Dropped - 1.75% APR*

Our auto loan rates start at 1.75% APR*. With a rate this low you can refinance your existing loan and save big on your auto payments. At Hartford Federal we are always looking for ways to save you money!

If a new car is what you’re in the market for, stop in and get pre-approved before you start shopping – it’ll put you in the driver’s seat when negotiating a price. Hartford Federal also offers an affordable extended warranty and guaranteed asset protection program. We provide straight forward, personalized service and you don’t have to worry about hidden fees or confusing fine print.

Click here to view all auto rates.

*Auto rate is based on four-year term with a monthly payment of $21.59 per thousand borrowed, requires direct deposit, and 90% loan to value. Rate may be higher based on credit history. Other rates and terms are available. Special rate is for loan amounts over $10,000, cannot be used to refinance an existing HFCU loan, and is subject to change without notice.


Enhanced Security Upgrade for Home Banking

Hartford Federal is pleased to announce an upgrade to the Member Link Home Banking login. This upgrade, in compliance with new regulatory guidelines, will make online banking even more secure. Once the upgrade is available you will be prompted to complete three easy steps to review, update, and confirm your login information. Click here for complete details and to learn how you can prepare now.


"Want free checking? Try a credit union."

An article published on the CNNMoney website on March 18, 2013 stated “ If you're looking for a free checking account, a credit union is probably your best bet”. It's true! Hartford Federal Credit Union offers a NO FEE Classic Checking Account with no monthly fees or service charges. NO minimum balance and NO long list of requirements to avoid fees. It's simply NO FEE checking!

The CNNMoney article was based on a recent survey conducted by Bankrate.com. Click here to read the entire article. The Bankrate survey results are published at http://au.finance.yahoo.com/news/credit-union-checking-free-taking-070028548.html


NO Balance Transfer Fee

Have your credit card bills piled up this holiday season leaving you trapped with high monthly credit card payments? Hartfod Federal can offer you a NO fee balance transfer, plus interest rate relief with a 9.9% FIXED rate Visa Card.

We offer three Visa Card options – Platinum, Gold, and Classic to fit your personal needs. To apply, stop by one of our branches, click here for an application, or call toll free 877•846•7205, anytime.

  • FIXED rates as low as 9.9%
  • NO annual fee
  • NO cash advance Fee
  • NO balance transfer fee

APPLY FOR YOUR VISA CREDIT CARD TODAY


10-yr. Home Equity Loan Rate Reduced

Hartford Federal reduced its 10-year home equity loan rate - FIXED rates start as low as 3.25% APR*. Hartford Federal offers a hassle free, less expensive alternative to refinancing your first mortgage so you'll save thousands in closing costs. Act now these rates are subject to change at any time. Plus, you'll find additional savings because a home equity loan from Hartford Federal offers:

  • No Application Fees
  • No Closing Costs
  • No Prepayment Penalties

*Annual Percentage Rate. Rate is based on ten-year term with a monthly payment of $9.77 per thousand borrowed and requires direct deposit. Loan to value ratio 80% or less. Property insurance must be maintained throughout the loan term. Other rates and terms available for up to fifteen years. Rate may be higher based on credit history. Rate is for new loans over $50,000 and is subject to change without notice. Other restrictions may apply.


Mobile Banking

Mobile Banking is now available to Hartford Federal Credit Union (HFCU) members. Just like HFCU's Member Link online banking, Mobile Banking is free* and allows internet access to your personal accounts, 24 hours-a-day, but with the added convenience of using a smartphone or other mobile device. Members who are registered for Member Link may view account history, transfer funds, pay bills, and view current rates. You can have confidence in HFCU’s Mobile Banking because we use state-of-the-art encryption technology and multi-factor authentication to safeguard your information.

If you are already a home banking user, simply type m.hartfordfcu.com into the browser of your mobile device. If you are an iPhone or Android user, the respective standard app download link will appear on your screen, enabling you to download the app. Once in the mobile browser or an app you can access your account information by logging in with the identical user name and password you have established for Member Link Home Banking.

For members not yet registered for home banking, you can view HFCU’s mobile site, but you cannot access any account information. Now is a great time to register for home banking. To get started, click here for a Home Banking Application. After you have signed up for Home Banking, follow the steps above to access Mobile Banking.

*Check with your mobile service provider for any charges that may apply for data usage on your phone.


We Still Offer a NO FEE Classic Checking Account

Tired of paying fees and hidden charges or maintaining high balances to avoid fees on your checking account? Discover Hartford Federal’s NO FEE Classic Checking account. With no monthly fees or service charges you’ll start saving money immediately. HFCU's Classic Checking offers:

  • No Monthly Fees or Service Charges
  • No Minimum Balances
  • FREE MasterMoney Debit Card
  • 24-hour Automated Account Access
  • Bill Payer 

Opening your Classic Checking account is quick and easy. Click here to submit an application! 


HFCU MasterMoney Debit Card

At Hartford Federal we never charge a debit card or Classic Checking Account monthly fee. Plus, there are no minimum balance or tricky requirements - just plain and simple - NO FEE Classic Checking account with a FREE MasteMoney Debit Card, period. Applying is easy – start by clicking here for an application.


Sprint Credit Union Member Discount Plan

As a Hartford Federal Credit Union member you can enjoy big savings with Sprint wireless service through the Sprint Credit Union Member Discount Plan.

Not familiar with the Sprint Credit Union Member Discount Plan? Here’s how you can save:

  • 10% off* most regularly priced Sprint individual service plans
  • 15% off* most regularly priced Spring business service plans
  • Waived activation fee on new lines (up to $36 in savings)
  • Waived upgrade fee (up to $36 in savings)

To start saving visit www.SprintSave4CU.com, call 877.SAVE.4CU or visit your local Sprint retail location and ask to be part of the NACUC_ZZM corporate id.

What are you waiting for? Start saving today!

*Discount requires two-year contract extension on existing plans. Verification of membership is required at time of activation or upgrade.


Your Money is Safe at HFCU

The National Credit Union Administration (NCUA) just released this great video that explains federally insured deposits. Click here to view.

Properly established share accounts at Hartford Federal Credit Union are insured up to $250,000 by NCUA and backed by the full faith and credit of the U.S. government.