*Annual Percentage Rate (APR) is variable based on the highest Wall Street Journal prime rate. Prime rate is effective as of 5/1/2010 and is adjusted monthly. Your actual rate may be slightly higher based on your credit history. The maximum Annual Percentage Rate is 18% and the minimum rate is 3%. The term is 25 years with the first 10 years being the draw period. The minimum monthly payment is interest only during the draw period. Lines available up to 80% loan to value. Owner occupied 1-4 family qualifying Connecticut properties only. Property insurance required. Rate is subject to change without notice.