Auto Loans for "less than perfect credit"

Why pay a crazy rate when you don't have to?

Have you been turned down by other lenders? Are you paying an unreasonably high auto rate? Whether your purchasing a car or want to refinance your existing loan, we can help. Hartford Federal offers a range of loan rates and terms for perfect and not so perfect credit scores!

Auto loan rates start as low as 1.99% APR* for new, used, and refinanced autos!

Beside our great rate, you’ll also receive straightforward, personalized service without any gimmicks or confusing fine print. Our loans feature:

  • Ÿ Up to 100% Financing
  • Ÿ Flexible terms up to seven years
  • Ÿ Affordable extended warranty and GAP (Guaranteed Asset Protection) programs

Apply now. Stop by one of our branches, click on button below, or call us anytime at 877•846•7205.

Apply Now View Rates

*Annual Percentage Rate (APR) is based on three-year term with a monthly payment of $28.64 per thousand borrowed and includes a 1% discount for direct deposit. Loan-to-value ratio up to 100%. Rate may be higher based on credit history. Other rates and terms are available. Rate is for new loans over $10,000, cannot be used to refinance an existing HFCU loan, and is subject to change without notice.