Borrow up to 100% of your home's appraised value!


Let us help you get the most out of your home.

Hartford Federal is now offering home equity loans up to 100% of your loan-to-value ratio. That means you can borrow up to the full appraisal value of your home. Utilize the funds for debt consolidation, tuition, a home remodel - the possibilities are endless. With our home equity loans there are:

  • NO application fees
  • NO appraisal feesǂ
  • NO closing costsǂ

LOCK IN YOUR RATE TODAY!

Home Equity Loan Rates
L-T-V 80% or Less
Start as Low as
3.50% APR*

Home Equity Loan Rates
L-T-V Over 80%
Start as Low as
6.99% APR**

Apply  Rates

 

*Annual Percentage Rate (APR) is based on five-year term with a monthly payment of $18.19 per thousand borrowed and includes a 1% discount for direct deposit. Combined loan-to-value ratio 80% or less. Property insurance must be maintained throughout the loan term. Other rates and terms are available for up to fifteen years. Rate may be higher based on credit history. Rate is for new loans over $25,000 and is subject to change without notice. Other restrictions may apply.

**Annual Percentage Rate (APR) is based on five-year term with a monthly payment of $19.80 per thousand borrowed and includes a 1% discount for direct deposit. Combined loan-to-value ratio between 80-90%. Property insurance must be maintained throughout the loan term. Discount available for loans with HFCU in first lien position. Other rates and terms are available for up to ten years. Rate may be higher based on credit history. Rate is for new loans between $10,000 and $50,000 and is subject to change without notice. Other restrictions may apply.

ǂIf loan is paid off within one year, reimbursement of appraisal fee and closing costs is required.