The Equifax Breach and What You Can Do

What happened
On September 7, Equifax, one of the three major credit bureaus, announced a cybersecurity incident potentially impacting 143 million U.S. consumers.

Based on the Equifax’s investigation, criminals exploited a U.S. website application vulnerability to gain access to certain files from mid-May through July 2017. Most of the consumer information accessed includes names, Social Security numbers, birth dates, addresses, and in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 consumers and certain dispute documents, which included personal identifying information, for approximately 182,000 consumers were accessed. Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted. The company has found no evidence of unauthorized activity on Equifax's core consumer or commercial credit reporting databases.

What you can do

Equifax has established a dedicated website,, to help consumers determine if their information has been impacted by the breach and how to protect themselves. Equifax is offering a free year of identity theft monitoring and protection through TrustedID Premier to all U.S. consumers. Visit to learn how TrustedID works, to view monitoring options available and to register. The site is updated regularly. Free registration is available until November 21, 2017.

We recommend that you remain vigilant for incidents of fraud and identity theft by reviewing account statements and monitoring your credit reports. You may obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at, calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281.

Credit Reporting Agencies

You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:

PO Box 740241
Atlanta, GA 30374
PO Box 9554
Allen, TX 75013
PO Box 2000
Chester, PA 19016


If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (“FTC”). You may obtain information from the FTC and the credit reporting agencies listed below about placing a fraud alert and/or credit freeze on your credit report. You also may contact the FTC to obtain additional information about avoiding identity theft.

Federal Trade Commission, Consumer Response Center
600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)

State Attorneys General: Information on how to contact your state attorney general may be found at