Home Equity Loan Rates - Limited Time!

Rates start as low as 2.75% APR*

Rates are climbing! Take advanatage of our low home equity loan rates while they last. You can use the equity in your home to fund a home improvement, consolidate your debt, or pay education expenses. Plus, our home equity loans offer a hassle free, less expensive alternative to refinancing your first mortgage so you'll save thousands in interest costs. With a home equity loan from Hartford Federal there are:

  • No Application Fees
  • No Closing Costs**
  • No Appraisal Fees**

To apply, call or stop by one of our branches and speak to a Member Service Representative, click here to apply online, or call toll free 877•846•7205 anytime.

View Rates  Apply Now

*Annual Percentage Rate (APR) is based on five-year term with a monthly payment of $17.86 per thousand borrowed and includes a 1% discount for direct deposit. Loan to value ratio 80% or less. Property insurance must be maintained throughout the loan term. Other rates and terms available for up to fifteen years. Rate may be higher based on credit history. Rate is for new loans over $25,000 and is subject to change without notice. Other restrictions may apply.


**If loan is paid off within one year, reimbursement of appraisal fee and closing costs is required.
Equal Housing Lender.