Checking Accounts

No-Fee Classic Checking

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Our No-Fee Classic Checking Account has been listed by Nerdwallet, an online personal finance search site, as an alternative to the fee based checking accounts offered by banks. Click here to read the full article. Sign up today for our No-Fee Classic Checking Account and you can enjoy many great benefits including:

  • No minimum balance
  • No monthly fees or service charges
  • Direct Deposit or Payroll Deduction
  • ATM access to your funds 24 hours-a-day at NYCE and Cirrus ATMs
  • MasterMoney Debit Card for Point-of-Sale transactions at merchants across the USA, Canada and 60 other countries
  • Free Member Link online home banking, mobile banking* and Bill Payer
  • Passport – free 24-hour automated telephone access to your accounts
  • Online check imaging
  • Unlimited check writing privileges
  • Overdraft Protection

To reorder your checks call 1•800•355•8123, 24 hours-a-day, seven days-a-week, or click below.

Order Checks

*Check with your mobile service provider for any charges that may apply for data usage on your mobile device.

2nd Chance Checking

2nd Chance Checking is designed to assist members who do not qualify for Hartford Federal's Classic Checking due to prior checking activity. However, after a period of responsible use, members are able to transition to Classic Checking. Similar to Classic Checking, 2nd Chance Checking offers the convenience of:

  • No minimum balance
  • Direct Deposit or Payroll Deduction
  • ATM access to your funds 24 hours-a-day at NYCE and Cirrus ATMs
  • MasterMoney Debit Card (available with direct deposit) for Point-of-Sale transactions at merchants across the USA, Canada and 60 other countries
  • Free Member Link online home banking, mobile banking* and Bill Payer
  • Passport – free 24-hour automated telephone access to your accounts
  • Online check imaging
  • Unlimited check writing privileges
  • Overdraft Protection

There is a $5 monthly fee for 2nd Chance Checking accounts. Contact a Member Service Representative to learn more about the benefits of 2nd Chance Checking and to determine if you qualify.

To reorder your checks call 1•800•355•8123, 24 hours-a-day, seven days-a-week, or click below..

Order Checks

*Check with your mobile service provider for any charges that may apply for data usage on your mobile device.

Prestige Account

This premier account is designed for value-conscious members who want to save on fees, and benefit more from our services. You’ll enjoy the same great services offered with the No-Fee Classic Checking and much more! Simply maintain a daily minimum balance of $5,000 in combined share accounts (excluding Share Certificates) and have a share draft checking account and you’ll receive:

  • Prime rate minus 1% on all new and existing Home Equity Lines of Credit (subject to a 3% minimum rate) 
  • 1% Discount on all future non-promotional rate Personal Loans
  • .25% Discount on all future non-promotional rate Auto Loans
  • .25% Premium on non-promotional Share Certificates
  • Free Member Link online home banking, mobile banking* and Bill Payer
  • Five foreign ATM/Point of Sale transactions each month at NO charge (other institutions’ fees may apply for non-SUM and non-CO-OP network transactions)
  • Free standard printed checks (up to two boxes per calendar year)
  • Unlimited check writing privileges
  • Online check imaging at no charge

To reorder your checks call 1•800•355•8123, 24 hours-a-day, seven days-a-week, or click below.

Order Checks

Accounts with balances that fall below $5,000 during a particular month will incur a $15 fee.

*Check with your mobile service provider for any charges that may apply for data usage on your mobile device.

MasterMoney Debit Card

With the HFCU MasterMoney Debit Card, you can enjoy a whole new level of shopping and ATM convenience. Pay for your purchases without cash, checks, or credit cards (up to $2,500 daily). You can also use your debit card with your Personal Identification Number (PIN) at many merchants and request cash back (up to $500 daily), without a fee. Plus, you'll have quick and easy access to your funds at ATMs (up to $500 daily) from your checking and main share savings account. Contact a Member Service Representative to find out how you can get your card today.

For your convenience, members can request their debit card be expedited and issued at HFCU’s Main Office located at 964 Asylum Ave., Hartford. Expedited cards may be picked up at the Main Office the following business day.

Credit and debit cards make online shopping possible, but it's important you take precautions before entering your account number. Read this article on "How to Stay Safe When Shopping for Holiday Gifts Online" from NerdWallet.