Savings & Certificates

Choosing the right place to save is one of the most important financial decisions you can make. At Hartford Federal Credit Union, we offer a full range of savings account options designed to help you grow your money safely, access funds when you need them, and plan confidently for the future.

Whether you’re looking for everyday savings, higher-yield options, or long-term planning tools, our accounts are built to support every stage of your financial journey.

Share Savings Account

A Share Savings Account allows you to build your savings and also open your membership at Hartford Federal Credit Union. With an initial $50 deposit, you establish your HFCU membership and gain access to financial products designed to support your goals at every stage of life.

Whether you are opening your first account or looking for a secure place to keep your money local, this account is where it all starts.

Account Features
• Establishes your Credit Union membership
• Dividends earned on balances over $100
• Convenient Online and Mobile Banking access

Holiday Club Account

Save all year for your holiday purchases with this unique account that is specifically designed to help you build your savings. No minimum balance requirement to open. The account can be opened at any time of year and deposits can be made with the ease of direct deposit or at your convenience. Dividends for balances of $100 or more are compounded and paid quarterly.  Funds are available for withdrawal in late October. Early withdrawal penalties may apply. 

 

Having money put aside for the holiday season will be a gift of its own!

Vacation Club Account

Plan for a fantastic vacation or special occasion with a Vacation Club account. This Club account is specifically designed to encourage saving so you can fund vacations and other special occasions. No minimum balance requirement and you can start any time throughout the year. Deposits can be made with the ease of direct deposit or at your convenience.  Dividends are compounded and paid quarterly. Withdraw your vacation savings up to four times each calendar year. A little cash each week – a lot of fun next vacation!

Gold One Money Market Account

The Gold One Money Market Account at Hartford Federal Credit Union is a high yield savings option that combines competitive tiered dividend rates with easy access to your funds. It is designed for members who want to earn more while maintaining liquidity. This account helps your money work harder without long-term restrictions.

High Yield Savings With Flexible Access

Account Features

  • Tiered dividend rates that reward higher balances
  • No monthly service fees
  • No penalties for withdrawals
  • Deposits accepted via direct deposit, in person, or by mail
  • Dividends compounded and paid monthly on balances of $2,500 or more

Ready to Make Your Savings Work Harder?
Open a Gold One Money Market Account and start earning more while keeping your money within reach.

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Share Certificates

Diversify your savings portfolio by opening an HFCU Share Certificate.  You'll receive great rates with a variety of terms ranging from 90 days to five years. The minimum deposit is $2,500 and dividends are compounded and paid monthly. We'll notify you in advance of maturity date and can automatically rollover your investment at maturity if you desire. Early withdrawal penalties may apply.

Time doesn't stand still... and neither should your investments!

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