HFCU offers new, used, or refinanced auto loans with terms up to 84 months and loan-to-value ratio up to 110%. There are no application fees and pre-approval is available. We also provide members with peace of mind by offering credit life and disability insurance protection, Guaranteed Asset Protection (GAP), and Mechanical Breakdown Protection, all at a modest monthly cost.
If you’ve had difficulty finding an auto loan that meets your needs in the past, HFCU offers a full spectrum of loan terms and rates for those with not so perfect credit scores.
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"Less than perfect credit"
If you need extra cash for the holidays, vacation expenses, education, a computer, or debt consolidation come see us. There are no application fees and terms are available up to 60 months, with loan amounts up to $25,000.
Kwik Kash Lines of Credit provide you with convenient overdraft protection and worry-free checking. Simply write checks and if the funds are not available, Kwik Kash will automatically transfer funds to your checking account in $100 increments, up to your approved limit. You pay no interest until you use your overdraft line and there are no fees associated with this loan. Save yourself from insufficient fund fees, late fees, and preserve your credit. Credit lines are available up to $15,000.