Fee Schedule

Schedule of Fees
February 17, 2016
ACCOUNT FEES                           
Main share below $50 $ 5.00 per month
Dormant account fee (1 yr. inactive) $ 5.00 per month
Prestige Account
(if combined non-certificate share balances are below $5,000)
$ 15.00 per month
Business Checking Accounts
(if checking balance is below $5,000)
$ 10.00 per month
Premature withdrawal or closure of Holiday Account $ 10.00
2nd Chance Checking $ 5.00 per month
Reopening of a main share account within a 12 month period from closure $ 10.00
Closing a main share account within 3 months of opening $ 20.00
Returned deposited check $ 20.00
Insufficient funds or Courtesy Pay $ 35.00
EFT FEES  
Non-HFCU ATM withdrawal or transfer $ 1.00
Non-HFCU ATM balance inquiry $ .50
Card replacement $ 15.00
SERVICE FEES  
Money order $ 3.00
Official check $ 5.00
Certified check $ 15.00
Wire transfer – outgoing domestic $ 25.00
Wire transfer – outgoing international $ 40.00
Wire transfer - incoming $ 10.00
Inactive Bill Payer fee (no activity during month) $ 5.00 per month
IRA Transfer fee $ 50.00
Photocopy of statement or check $ 5.00
Undeliverable statement $ 5.00
e-Statement fee FREE
Paper statement fee $ 1.00 each
Stop payment $ 25.00
Automatic transfer (savings overdraft protection) $ 10.00
Check handling fee $ 5.00
Duplicate release fee $ 50.00
Research or account reconciliation $ 25.00 per hour
Processing levies, garnishments, executions, subpoenas and
escheatments
$ 50.00
Processing subordinations $175.00
Major account reconstruction $ 25.00 per hour
Non-member check cashing fee $10.00

All fees subject to change.