Schedule of Fees
|
March 12, 2024 (Italicized changes effective September 1, 2024) |
|
ACCOUNT FEES |
|
|
Main share below $50 |
$ 5.00 per month |
|
Inactive fee (1 yr. no activity) |
$ 5.00 per month $ 10.00 per month |
Prestige Account
(if combined non-certificate share balances are below $5,000) |
$ 15.00 per month |
Business Checking Accounts
(if checking balance is below $5,000) |
$ 10.00 per month |
|
Premature withdrawal or closure of Holiday Account |
$ 1.00 |
|
2nd Chance Checking |
$ 5.00 per month |
|
Reopening of a main share account within a 12 month period from closure |
$ 10.00 |
|
Closing a main share account within 3 months of opening |
$ 20.00 |
|
Returned deposited check |
$ 20.00 |
|
Insufficient funds or Courtesy Pay |
$ 35.00 |
|
Student Checking Insufficient Funds |
$10.00 |
|
IRA Minimum Balance Fee (if IRA balance is below $500) |
$2.00 per month |
|
EFT FEES |
|
|
Non-HFCU ATM withdrawal or transfer |
$ 1.00 |
|
Non-HFCU ATM balance inquiry |
$ .50 |
|
Card replacement: Debit or ATM Card replacement |
$ 15.00 |
|
SERVICE FEES |
|
|
Money order |
$ 3.00 |
|
Official check |
$ 5.00 |
|
Certified check |
$ 15.00 |
|
Wire transfer – outgoing domestic |
$ 25.00 |
|
Wire transfer – outgoing international |
$ 40.00 |
|
Wire transfer - incoming |
$ 10.00 |
|
Inactive Bill Payer fee (no activity during month) |
$ 5.00 per month |
|
IRA Transfer fee |
$ 50.00 |
|
Photocopy of statement or check |
$ 5.00 |
|
Undeliverable statement |
$ 5.00 |
|
e-Statement fee |
FREE |
|
Paper statement fee |
$ 1.00 each $ 2.00 each |
|
Stop payment |
$ 25.00 |
|
Automatic transfer (savings overdraft protection) |
$ 10.00 $ 5.00 |
|
Check handling fee |
$ 5.00 |
|
Duplicate release fee |
$ 50.00 |
|
Research or account reconciliation |
$ 25.00 per hour $ 50.00 per hour |
|
Processing levies, garnishments, executions & subpoenas |
$ 75.00 |
|
Processing subordinations |
$175.00 |
|
Major account reconstruction |
$ 25.00 per hour $ 50.00 per hour |
|
Non-member check cashing fee |
$10.00 |
All fees subject to change.