Savings Rates

• Savings Rates

Savings & IRA Rates

Type of Account	Dividend Rate	APY*	Minimum Balance
Share	0.01%	0.01%	$100 to earn dividends
Holiday & Vacation	0.02%	0.02%	$100 to earn dividends
Gold-1	0.03%	0.03%	$2,500 to $9,999
Gold-1	0.05%	0.05%	$10,000 to $24,999
Gold-1	0.10%	0.10%	$25,000 to $49,999
Gold-1	0.12%	0.12%	$50,000 to $74,999
Gold-1	0.13%	0.13%	$75,000 to $99,999
Gold-1	0.15%	0.15%	$100,000 to $249,999
Gold-1	0.20%	0.20%	$250,000 and up
IRA Accumulator	0.15%	0.15%	No Minimum
*Annual Percentage Yield. Dividends on Share and Holiday and Vacation Accounts are paid quarterly; Gold 1 and IRAs are paid monthly. Earnings on Holiday accounts could be reduced for early withdrawal. Rates subject to change without prior notice. Federally Insured by NCUA.

Certificate and IRA Certificate Rates

Term	Dividend Rate	APY*
3 Months	0.05%	0.05%
6 Months	0.05%	0.05%
1 Year	0.15%	0.15%
1.5 Years	0.15%	0.15%
2 Years	0.20%	0.20%
2.5 Years	0.20%	0.20%
3 Years	0.35%	0.35%
5 Years	0.40%	0.40%
*Annual Percentage Yield. A $1,000 minimum deposit is required to earn stated dividend rates and yields on certificates.  Penalty for early withdrawal from certificates varies according to maturity. Please contact a Member Service Representative for details. Rates subject to change without prior notice. Federally Insured by NCUA.