Savings Rates Savings Rates Savings & IRA Rates Type of Account Dividend Rate APY* Minimum Balance Share 0.01% 0.01% $100 to earn dividends Holiday & Vacation 0.05% 0.05% $100 to earn dividends Gold-1 0.20% 0.20% $2,500 to $9,999 Gold-1 0.25% 0.25% $10,000 to $24,999 Gold-1 0.75% 0.75% $25,000 to $49,999 Gold-1 0.90% 0.90% $50,000 to $74,999 Gold-1 1.10% 1.11% $75,000 to $99,999 Gold-1 1.25% 1.26% $100,000 to $249,999 Gold-1 2.25% 2.27% $250,000 and up IRA Accumulator 0.35% 0.35% No Minimum *Annual Percentage Yield. Dividends on Share and Holiday and Vacation Accounts are paid quarterly; Gold 1 and IRAs are paid monthly. Earnings on Holiday accounts could be reduced for early withdrawal. Rates subject to change without prior notice. Certificate and IRA Certificate Rates Term Dividend Rate APY* 3 Months 1.00% 1.00% 6 Months 2.50% 2.53% 1 Year 2.25% 2.27% 1.5 Year 2.00% 2.02% 2 Year 2.00% 2.02% 2.5 Year 2.75% 2.78% 3 Year 2.75% 2.78% 5 Year 2.50% 2.53% Jumbo Certificate rates are available for amounts over $100,000. Please call us at 860•527•6663 for rates and additional information. *Annual Percentage Yield. A $2,500 minimum deposit is required to earn stated dividend rates and yields on certificates. Penalty for early withdrawal from certificates varies according to maturity. Please contact a Member Service Representative for details. Rates subject to change without prior notice.