Savings & IRA Rates
|
Type of Account |
Dividend Rate |
APY* |
Minimum Balance |
|
Share |
0.01% |
0.01% |
$100 to earn dividends |
|
Holiday & Vacation |
0.05% |
0.05% |
$100 to earn dividends |
|
Gold-1 |
0.15% |
0.15% |
$2,500 to $9,999 |
|
Gold-1 |
0.35% |
0.35% |
$10,000 to $24,999 |
|
Gold-1 |
0.75% |
0.75% |
$25,000 to $49,999 |
|
Gold-1 |
1.25% |
1.25% |
$50,000 to $74,999 |
|
Gold-1 |
2.00% |
2.00% |
$75,000 to $99,999 |
|
Gold-1 |
2.35% |
2.35% |
$100,000 to $249,999 |
|
Gold-1 |
2.75% |
2.75% |
$250,000 and up |
|
IRA Accumulator |
0.35% |
0.35% |
No Minimum |
*Annual Percentage Yield. Dividends on Share and Holiday and Vacation Accounts are paid quarterly; Gold 1 and IRAs are paid monthly. Earnings on Holiday accounts could be reduced for early withdrawal. Rates subject to change without prior notice. Federally Insured by NCUA.
Certificate and IRA Certificate Rates
|
Term |
Dividend Rate |
APY* |
|
3 Months |
0.25% |
0.25% |
|
6 Months |
0.75% |
0.75% |
|
1 Year |
1.50% |
1.50% |
|
1.5 Year |
2.25% |
2.25% |
|
2 Year |
2.35% |
2.35% |
|
2.5 Year |
2.75% |
2.75% |
|
3 Year |
2.75% |
2.75% |
|
5 Year |
3.05% |
3.05% |
*Annual Percentage Yield. A $2,500 minimum deposit is required to earn stated dividend rates and yields on certificates. Penalty for early withdrawal from certificates varies according to maturity. Please contact a Member Service Representative for details. Rates subject to change without prior notice. Federally Insured by NCUA.