Savings & IRA Rates
|
Type of Account |
Dividend Rate |
APY* |
Minimum Balance |
|
Share |
.05% |
.05% |
$100 to earn dividends |
|
Holiday & Vacation |
.05% |
.05% |
$100 to earn dividends |
|
Gold-1 |
.10% |
.10% |
$2,500 to $9,999 |
|
Gold-1 |
.15% |
.15% |
$10,000 to $24,999 |
|
Gold-1 |
.30% |
.30% |
$25,000 to $49,999 |
|
Gold-1 |
.45% |
.45% |
$50,000 to $74,999 |
|
Gold-1 |
.60% |
.60% |
$75,000 to $99,999 |
|
Gold-1 |
.80% |
.80% |
$100,000 to $249,999 |
|
Gold-1 |
1.25% |
1.25% |
$250,000 and up |
|
IRA |
.25% |
.25% |
No Minimum |
|
*Annual Percentage Yield. Dividends on Share and Holiday and Vacation Accounts are paid quarterly; Gold 1 and IRAs are paid monthly. Earnings on Holiday accounts could be reduced for early withdrawal. Rates subject to change without prior notice. Federally Insured by NCUA. |
Certificate and IRA Certificate Rates
|
Term |
Dividend Rate |
APY* |
|
3 Months |
.20% |
.20% |
|
6 Months |
.20% |
.20% |
|
1 Year |
.30% |
.30% |
|
1.5 Years |
.40% |
.40% |
|
2 Years |
.50% |
.50% |
|
2.5 Years |
.55% |
.55% |
|
3 Years |
.85% |
.85% |
|
5 Years |
1.24% |
1.25% |
|
|
|
|
|
*Annual Percentage Yield. A $1,000 minimum deposit is required to earn stated dividend rates and yields on certificates. Penalty for early withdrawal from certificates varies according to maturity. Please contact a Member Service Representative for details. Rates subject to change without prior notice. Federally Insured by NCUA. |
Certificate Special
|
Term |
Dividend Rate |
APY* |
|
35 Month Special |
2.03% |
2.05% |
|
|
|
*Annual Percentage Yield. A $25,000 minimum deposit is required to earn stated dividend rates and yields on certificates. Penalty for early withdrawal from certificates varies according to maturity. Please contact a Member Service Representative for details. Rate expires May 15, 2018, but rates subject to change without prior notice. Federally Insured by NCUA.