Home Equity Loans

Back-to-school season, a time for fresh starts and new routines, is right around the corner! Why not make it stress-free by using your home’s equity to cover the costs with ease? Apply today and get the funds you need before the school year begins.

Whether you’re paying for school, planning home renovations, consolidating debt, or even taking that dream vacation, a Home Equity Loan from Hartford Federal Credit Union can help turn your plans into reality. 

With competitive rates and flexible terms, you can put your home’s value to work for you! Take advantage of rates as low as 5.49% APR1 for up to 5 years and apply online today!

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Featuring 

  • Competitive, fixed rates
  • Flexible term options
  • Personalized service from our friendly and knowledgeable Member Service Representatives

Visit or call any of our locations for more information.

Personalized Lending

There’s no “one size fits all” loan. We offer other Home Equity Loan options including a 20-year First Lien Special, 2nd liens, and terms from 5 to 15 years with no closing costs.2 Our Member Service Representatives will guide you through the hassle-free loan process to determine what works best with your unique situation.

Not A Member Yet?

Hartford Federal Credit Union membership is available to anyone who lives, works, worships, or attends school in Hartford, Tolland, or Middlesex counties as well as their immediate family members. Immediate family includes parents, children, spouse, siblings, grandparents, and grandchildren. In addition, a person in the same economic household of a member is eligible for membership. Becoming a member is easy! Learn more

1Annual Percentage Rate (APR) is based on five-year term with a monthly payment of $19.10 per thousand borrowed and includes a 1% discount for direct deposit. Loan-to-value ratio 80% or less.  Rate is for loans over $50,000. Other rates and terms are available for up to fifteen years. Rate may be higher based on credit history. Property insurance must be maintained throughout the loan term. Other restrictions may apply. 2 If loan is paid off within one year, reimbursement of appraisal fee and closing costs is required. NMLS Number 637693. Equal Housing Lender. Hartford Federal Credit Union 964 Asylum Avenue Hartford, CT 06105