Flexible Auto Loans

When it comes to auto loans, Hartford Federal Credit Union offers more than just great rates—we offer real support. At your credit union, you’re not just a number. Our team takes the time to understand your goals and guide you through the process with personalized service every step of the way.

Whether you're buying your first car or upgrading to something new, we've got flexible financing options designed with you in mind. Apply today and experience what it’s like to finance with people who truly put you first.

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Rates start as low as 4.74% APR* for 36 months!

Our goal is to find you the right auto loan at the best rate, regardless of your credit! We can customize a financing package for you, with features such as:

  • Flexible terms up to seven years
  • Up to 110% financing
  • Affordable Extended Warranty and GAP (Guaranteed Asset Protection) Insurance

Not sure where to start?

Hartford Federal Credit Union has the loan to meet your needs! There’s no “one size fits all” loan. Our friendly and professional Member Service Representatives will guide you through the hassle-free auto loan process to determine what term works best with your monthly budget!

Less Than Perfect Credit

If you have been turned down by other lenders or approved but with a sky-high rate, Hartford Federal Credit Union may be able to help. It doesn’t matter if it’s a new or used car purchase or refinancing your existing car loan, you can benefit from the same favorable rate. We have programs available for those with Perfect or Less Than Perfect Credit.

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*Annual Percentage Rate (APR) is based on a three-year term with a monthly payment of $29.85 per thousand borrowed. Rate shown is for a new auto loan, includes a 1% discount for direct deposit, and is subject to change without notice. Newer model auto loan rates are for vehicles from the current year or previous year with 7,500 miles or less. Rate may be higher based on your credit history. Other rates and terms are available.Hartford Federal Credit Union 964 Asylum Avenue Hartford, CT 06105