Your credit score is vital to your financial health. This number measures your money management skills, credit capacity and fiscal responsibility. An excellent credit score can open the door to large loans and with better interest rates, as well as employment opportunities and more.
Let’s explore the best ways to build and maintain an excellent credit score.
Your credit score is an indicator of your financial wellness and responsibility. We have outlined how credit scores are calculated, why it matters and steps to take to improve your score.
Big debt can be a big beast. One that takes huge bites out of your budget and destroys any chance you might have at strong financial wellness. Unfortunately, scammers know this, so they target victims with debt relief scams.
Here’s what you need to know about debt relief scams and how to avoid them.
Get ready for savings on big-ticket items this month! Retailers are looking to bring the crowds back after the big back-to-school storm has passed, and bargain prices are always a great way to attract shoppers. They also need to clear shelves before the holiday season blows in with its shopping frenzy. Add in the Labor Day sales that kick off the month, and it means big savings during September – but not on everything. Here’s what to buy and what to skip in September.
Living a life of financial wellness means being happy with a lifestyle that’s within your means, but doesn’t leave you feeling like you’re lacking. At the same time, financial wellness means money choices are governed by discipline and not by emotion. So how do you strike a balance between the two?
“Pay yourself first” is a catchphrase that refers to prioritizing your personal savings above other expenses. To achieve it, savings should be a fixed line on your budget that happens every month without fail. Read more to learn ways to pay yourself first!
There’s so much good you can do with the money you’ve been blessed to have. There’s also a lot of good you can do with your time, talents and possessions. Learn more about ways you can make the world better by paying it forward!
Creating and deciding to stick to a budget is easy; actually carrying through on your plan is the hard part. For many people, a big part of the gap between what they want to do and what they actually do is caused by their failure to spend mindfully. When every buy is just a swipe away, it can be super-tough to rein in that spending instinct – but it is possible. Continue reading to learn the art of mindful spending.
Communicating openly about how you manage your money is a big part of having an honest and trusting relationship. Here, we’ve compiled six tips to help guide you in this super-important conversation.
You’ve tracked your spending (Step one), designed a budget for your monthly expenses (Step Two), and you’re on a good path to financial wellness. In this next step, you’ll create a plan for paying down debt.
Consumer debt can be one of the biggest challenges to financial wellness. With some intentional action and commitment, reaching true financial wellness is possible. Here's how to pay down or off your debt in five easy steps!
Now that you’ve begun tracking your spending and keping a careful record of where your money goes over the course of a month, you’re ready to move onto the next financial wellness step: creating a budget. Budgets play a crucial role in promoting financial awareness, which leads to more responsible money choices.
Tracking your spending is the first step toward greater financial awareness and overall financial health. But, mastering this skill is easier said than done. Read to see how can you track every dollar you spend when you make multiple daily purchases?
July already? Now is the perfect time to do a quick check of your credit report, insurances coverages, and utilities. As a reminder, you are entitled to one free credit report annually from each of the three major credit bureaus. If you haven’t already received your free reports, you may obtain them by visiting annualcreditreport.com or calling 877.322.8228.
We are proud to have helped thousands of members secure financing and save money on their auto loans. With our competitive rates and excellent service, we can find the right auto loan for you.
We're excited to offically welcome you to the Hartford Federal Credit Union (HFCU) family, and about being your financial institution!
Add packing your HFCU Visa Credit Card or MasterMoney Debit Card to your vacation checklist. Ready to travel? Contact us to let us know.
Thank you to all our members that attended our Hartford Federal Credit Union’s 2021 Annual Meeting on Tuesday, April 26, 2022.
Click here to view a copy our 2021 Annual Report.
Please note! Our Newington Office ATM is still available for deposits and withdrawals.
Depositing checks? Download our Free HFCU Mobile App and deposit your checks from wherever, whenever! Find out more or search 'HartfordFCU' in the App Store or on Google Play.
Traveling soon? If you plan on using your HFCU Visa or MasterMoney Debit Card while traveling, particularly outside the northeast, please notify a Member Service Representative in advance...
Hartford Federal Credit Union's 2020 Thousand Champions Against Hunger Campaign is currently underway! Stand with us to be a CHAMPION AGAINST HUNGER!
Ordinary People Doing Extraordinary Things
Hartford Federal Credit Union was honored with two Category’s Best and one Diamond Award, which recognizes outstanding marketing and business development achievements in the credit union industry.
As your leadership, as well as from heartfelt personal perspectives, we feel it is essential to acknowledge the horrific events that have troubled decent people across the country and even the world.
What Hartford Federal Credit Union is doing to protect our members during this time of uncertainty surrounding the spread of COVID-19 in Connecticut.
If you’re having difficulty finding an auto loan or have been turned down by other lenders, Hartford Federal can help.
Make each purchase work for you with a Visa Gold Card. Hartford Federal’s Gold Card is a low-rate rewards card...
Get fast access to your app with Touch ID™ on your iPhone® and fingerprint ID on your Android™. Try it.
Deposit checks fast with your mobile phone.